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Home Loan
WHOM DO WE FINANCE
Applicant must be salaried employee or self-employed professional or businessman.
Applicant's monthly income will be sufficient enough to service the debt (monthly installments).
APARTMENT / HOME DETAILS
Purpose:
To purchase or construct of Flat / Apartment or individual House
Size:
550 sft to 3000 sft
Location:
Six(6) city corporation (Dhaka, Chittagong, Rajshahi, Khulna, Sylhet, Barisal, Rangpur, Mymensingh)
Tongi
Gazipur
Savar
Narayanaganj and
Areas adjacent to Dhaka City, where RAJUK provides building layout approval.
FINANCIAL TERMS
Loan amount:
Any amount but not exceeding
80% of the construction cost, or
70% of the purchased flat price, or
repayment capacity
Tenure:
Maximum 20 years
Rate of interest:
As per market scenario.
Disbursement:
Depending on construction/purchage progress entire loan will be disbursed in single shot or within approved moratorium period of the loan.
Grace Period:
Maximum one(1) year
Repayment:
Equal monthly installment
Documentation Fee:
1% of loan amount or minimum Tk. 10,000/-(Which one is higher)
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