PROJECT FINANCE CRITERIA

• Debt-Equity ratio of 60:40 is the norm. Exceptions, however, are made in deserving cases.
• Promoters' integrity and management capability.
• Excellence of Technology
• Conducive market condition
• Assurance of raw material and spare parts supply
• Efficient distribution network
• Financial viability including acceptable profitability ratios, turnover ratios, debt service coverage ratio, IRR etc.
• IIDFC finances corporate entities only.

IIDFC invests in projects that are sound from economic, technical, marketing and financial points of view. The project should be able to generate an adequate cash flow to pay for operational costs, servicing of financial expenses and provide the entrepreneurs an adequate rate of return.