.
Particulars |
Loan |
Lease |
Retail |
Loan application fee |
Nil |
Nil |
Nil |
Processing & documentation fee |
At actual |
At actual |
At actual |
Prepayment charges |
Up to 2% |
Up to 2% |
Up to 2% |
Late payment Interest |
Interest rate + 2% of overdue amount |
Interest rate + 2% of overdue amount |
Interest rate + 2% of overdue amount |
Stamp Charge |
At actual |
At actual |
At actual |
Legal and Valuation Fee |
At actual |
At actual |
At actual |
Payment guarantee fee |
0.40%(max) on quarterly basis |
0.40%(max) on quarterly basis |
0.40%(max) on quarterly basis |
Land valuation charge |
At actual |
At actual |
At actual |
CIB inquiry charge |
At actual |
At actual |
At actual |
Issuance of any certificate/statement/letter |
Nil |
Nil |
Nil |
Issuance of transfer documents |
N/A |
At actual |
At actual |
Effective from January 01, 2020