Bangladesh Bank offers a number of Refinance Schemes through PFIs (Finance Companies) upon fulfilling some criteria. These Refinance Schemes are designed to facilitate the development of specific sector of product. Eligible clients in those sector or product can enjoy special lending rate through the Refinance Scheme.

At present, Bangladesh Bank is offering the following CMSME Refinance Schemes:

1. Refinancing Fund for Establishing Agro-processing Industries:

• Rate of interest for customer: 7.00% p.a.
• Maximum Refinance Amount: 100,000,000/-

2. Small Enterprise Refinance Scheme for Women Entrepreneurs:

• Rate of interest for customer 5.00% p.a.
• Maximum Refinance Amount: 
  • Informal/Marginal: BDT 500,000/-
  • Cottage: BDT 2,000,000/-
  • Micro: BDT 5,000,000/-
  • Small: BDT 10,000,000/-

3. Refinance Scheme for New Entrepreneurs’ in Cottage, Micro and Small Enterprise sector:

• Rate of interest for customer 7.00% p.a.
• Maximum Refinance Amount: BDT 3,000,000/-