Deposit Rate Sheet

(Effective Date: June 17, 2025 )

 

Deposit Scheme

Tenure

Individual Rate (%)

Corporate Rate (%)
 

  Monthly Earning Scheme

6 Months & Above

12.00

11.50
 

  Quarterly Earning Scheme

1 year & Above

12.00

11.50
 

Short Term Deposit 

 

 3 Months

11.25 10.75

4-5 Months

11.50

11.00

 

 

 
 

 6 Months and above Deposit

6 Months and above

12.10

11.60

1 Year

12.25

11.75
*2 years and above 12.25 11.75
 

  Money Multiplier Scheme

Double Money

5 years, 5 Months

5 years, 5 Months

Triple Money

9 years, 9 Months

9 years, 9 Months
 

  Profit First Scheme

06 Months

11.50

11.00

1 Year

11.75

11.25
* Simple rate applicable
 
  • Excise Duty and Advance Income Tax are applicable as per government laws
  • Only Senior Citizens (Age 60 years or above) will be entitled to get 0.25% higher rate except 3-5 months deposit
  • These rates are not applicable for deposits from Banks and NBFIs

Papers Required:

   i) For Individual:

  • One passport size photographs of the depositor is attested by the introducer
  • Photocopy of ID (Valid Passport, National ID /Smart NID/Voter ID etc.) of depositor
  • One passport size photographs and NID of the nominee is attested by the Account holder
  • Account holder's E-TIN Certificate
  • Supporting documents relating to source of fund

   ii) For Institution:

  • Up to date Trade License, Schedule (x) and Form XII.
  • E-TIN certificate of the company.
  • Memorandum and Article of Association of the Company.
  • Certificate of Incorporation of the Company.
  • Trust deed, reorganization certificate from NBR if applicable.
  • Board/ Operating Resolution & Signatory Resolution for opening of Account.
  • Photograph and National ID photocopy of all signatories attested by the board secretary/other official.

 

Note: The above rates are subject to change from time to time without prior notice as per decision of the IIDFC PLC. Management.